Specialist Legal Expenses Insurance for Foster Carers

Cass-Stephens Insurances were challenged by Assurance: Parents and Carers to come up with an insurance solution to one of the many challenges faced by Foster Carers; loss of income during an investigation by the authorities.

There are many legal expenses insurance policies available to Foster Carers but we believe that our exclusive APACInsure policy is the first to provide a solution to this challenge. A summary of cover is available here. Subject to policy terms and conditions, the APACInsure policy provides Foster Carers with legal expenses cover for:

  • Defence of Criminal Prosecution
  • Defence of Civil Proceedings
  • Whilst being interviewed under Caution
  • Appeals

But, and as far as we are aware uniquely, it also helps protect your financial security. The policy includes Loss of Earnings cover, for up to 50% of your normal earnings that you do not receive because you were prevented by the relevant authority from providing foster care during an investigation of you, subject to a maximum payment of £200 a week.

Assurance: Parents and Carers are delighted with the APACInsure policy that we have designed for the exclusive protection of their members.

To take out a policy is a very straightforward process. Simply complete the Request a Quotation form and we will send a full quotation document to you.